Declutter Your Living Spaces. The average person will spend a total of 3,680 hours, or 1530 days of their life, searching for misplaces items. Typically, the only time many of us think about decluttering our homes or spaces is when we’re getting ready to move. Whether you’re moving or just want to save time and […]
The Benefits of Great Credit (and How to Boost yours)
Whether you want a loan to make a large purchase or you’re applying for a job, a high credit score may give you the advantage. It not only helps you secure a lower interest rate and save money over the life of your loans, it also demonstrates to lenders and potential employees that you’re financially […]
Market Insights 2018
What’s in store for the market in 2018? While its impossible to know for sure, experts analyze current trends to predict what may happen. Home prices and values are expected to rise modestly. Home prices have been increasing around the country, with cities such as Dallas, Portland and Seattle experiencing the largest year-over-year price gains. […]
Advice for Today’s Home Sellers
Selling a home is an emotional process for many sellers, especially first-time sellers and those who have lived in their homes for a long time. People sell for many reasons; whatever yours is, here’s how to handle it. For all Sellers: The first time you sell a home, you may be anxious about the process. […]
How to Repair Your Credit
Do you feel your credit stands in the way of getting approved for financing for a home or new car? Having bad credit can do more than prevent you from getting approved for a loan; you may also have to pay more for insurance and provide a security deposit on utilities if you move. Financial […]
7 Ways to Invest in Yourself- Part 2
Invest in Yourself According to personal development legend Jim Rohn, “to have more than you’ve got, become more than you are.” That’s where personal growth comes in. Personal development includes activities that help you improve your hard and soft skills, cultivate your talents and tap into your potential so you can improve your overall quality […]
What’s the difference between Pre-Qualification and Pre-Approval?
What’s the difference between Pre-Qualification and Pre-Approval? The short answer is Pre-qualifications don’t verify debt-to-income, but Pre-approvals do. If you’re thinking about buying a home, you should know whether a bank will approve your mortgage request. The are two ways to determine this – one is good, the other excellent. The good way is via […]
Can you eliminate the PMI on your mortgage?
Can you eliminate the PMI on your mortgage? The answer is: Yes. Most Lenders require your loan balance be less than 78 percent of the value of the home. If you are at a point in the repayment of the loan where you have been making additional principal payments, you are current on the loan […]