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You are here: Home / Archives for Mortgages

Declutter Your Living Spaces

August 3, 2018 by Sierra Leave a Comment

Declutter Your Living Spaces. The average person will spend a total of 3,680 hours, or 1530 days of their life, searching for misplaces items. Typically, the only time many of us think about decluttering our homes or spaces is when we’re getting ready to move. Whether you’re moving or just want to save time and […]

Filed Under: Buyers, Gainesville Scene, Home Improvement, Housing Data, invest, Mortgages, Moving, Personal Finances, property management, Realtor News, Rentals, Sellers, Success, Uncategorized

The Benefits of Great Credit (and How to Boost yours)

May 8, 2018 by Sierra Leave a Comment

Whether you want a loan to make a large purchase or you’re applying for a job, a high credit score may give you the advantage. It not only helps you secure a lower interest rate and save money over the life of your loans, it also demonstrates to lenders and potential employees that you’re financially […]

Filed Under: Buyers, Gainesville Scene, Home Improvement, invest, Mortgages, Moving, Personal Finances, property management, Rentals, Sellers, Success Tagged With: buyers, Gainesville, moving, NW Gainesville

Market Insights 2018

January 12, 2018 by Sierra Leave a Comment

What’s in store for the market in 2018? While its impossible to know for sure, experts analyze current trends to predict what may happen. Home prices and values are expected to rise modestly. Home prices have been increasing around the country, with cities such as Dallas, Portland and Seattle experiencing the largest year-over-year price gains. […]

Filed Under: Buyers, Housing Data, invest, Mortgages, Realtor News, Rentals, Sellers, Success, Uncategorized Tagged With: buyers, housing, market, moving, sellers

Advice for Today’s Home Sellers

August 22, 2017 by Sierra Leave a Comment

Selling a home is an emotional process for many sellers, especially first-time sellers and those who have lived in their homes for a long time. People sell for many reasons; whatever yours is, here’s how to handle it. For all Sellers: The first time you sell a home, you may be anxious about the process. […]

Filed Under: Home Improvement, Housing Data, invest, Mortgages, Moving, Personal Finances, Realtor News, Sellers, Success, Uncategorized Tagged With: downsizing, Gainesville, sellers, tradingup

How to Repair Your Credit

August 8, 2017 by Sierra Leave a Comment

Do you feel your credit stands in the way of getting approved for financing for a home or new car? Having bad credit can do more than prevent you from getting approved for a loan; you may also have to pay more for insurance and provide a security deposit on utilities if you move. Financial […]

Filed Under: Buyers, invest, Mortgages, Moving, Personal Finances, Sellers, Success, Uncategorized

7 Ways to Invest in Yourself- Part 2

May 15, 2017 by Sierra Leave a Comment

Invest in yourself

Invest in Yourself According to personal development legend Jim Rohn, “to have more than you’ve got, become more than you are.” That’s where personal growth comes in. Personal development includes activities that help you improve your hard and soft skills, cultivate your talents and tap into your potential so you can improve your overall quality […]

Filed Under: Buyers, Gainesville Scene, Home Improvement, Housing Data, invest, Mortgages, Personal Finances, Realtor News, Sellers, Success, Uncategorized Tagged With: FL, Gainesville, Invest, Mentor, podcast, success, volunteer

What’s the difference between Pre-Qualification and Pre-Approval?

January 23, 2014 by Patty Youngblood 4 Comments

What’s the difference between Pre-Qualification and Pre-Approval? The short answer is Pre-qualifications don’t verify debt-to-income, but Pre-approvals do. If you’re thinking about buying a home, you should know whether a bank will approve your mortgage request.  The are two ways to determine this – one is good, the other excellent. The good way is via […]

Filed Under: Mortgages

Can you eliminate the PMI on your mortgage?

January 14, 2014 by Patty Youngblood Leave a Comment

Can you eliminate the PMI on your mortgage? The answer is:  Yes.  Most Lenders require your loan balance be less than 78 percent of the value of the home.  If you are at a point in the repayment of the loan where you have been making additional principal payments, you are current on the loan […]

Filed Under: Mortgages

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